One message. 100+ lending partners.

Your business needs money. We find it.

Tell us what's going on in one message. We'll tell you which funding options fit, without a long application, a form, or a sales call.

Or call us

Tap, then hit Send. Your app opens with the message already written.

Jim Blackburn
20+ years in lending. Your message comes to my team.
100+Lending partners
90+Industries served
20+ yrsExperience
Find your situation below

Every business owner who messages us has a problem. Here are the ones we solve.

Scroll until you see yours. Then send us one message about it.

The bank already said no.

Banks look at a narrow set of boxes. If your business didn't fit them, that doesn't mean nobody will fund you.

How we help: we work with more than 100 lending partners. Many of them look at things a bank won't, like your revenue and how long you've been open.
Learn more: Business loan options →
or call us
Payroll is Friday and cash is tight.

Customers pay late, a slow month hits, or a big order needs funding before it pays you. It happens to good businesses all the time.

How we help: working capital and revenue-based financing, built for owners who need money moving quickly.
Learn more: Working capital →
I need a truck, a machine, or new equipment.

The job is there. The equipment isn't. Paying cash for it drains the money you need to run the business.

How we help: equipment financing, where the equipment itself often helps secure the loan.
Learn more: Equipment financing →
I want to buy a business or a franchise.

You've found the deal. Now you need the financing lined up before someone else gets it.

How we help: SBA loans and acquisition financing, with someone walking you through each step.
Learn more: SBA and acquisition loans →
Why one message is enough

We're not one lender. We're 100+.

We're a broker. Instead of you applying at bank after bank, you send us one message and we shop it across our lending partners for you.

1message from you
100+lenders we can check
0forms to fill out

Looking for a quick quote? Message us.

We're growing faster than our cash.

A second location, more staff, a bigger contract. Growth costs money before it makes money.

How we help: business term loans and lines of credit, so you can grow without waiting.
Learn more: Term loans and credit lines →
My customers owe me, but they pay in 60 days.

You did the work. The money is coming. You just can't wait two months for it.

How we help: invoice factoring turns unpaid invoices into cash now.
Learn more: Invoice factoring →
I'm buying or refinancing commercial property.

An office, a warehouse, a mixed-use building or a multifamily investment.

How we help: commercial real estate financing for business-purpose deals.
Learn more: Commercial real estate →
or
I'm just getting started.

New businesses have a harder time with banks. That doesn't mean you're out of options.

How we help: startup programs, including using retirement funds to start a business (ROBS), where it fits.
Learn more: Startup funding →
I don't want ten lenders calling me.

You fill out one form online and your phone rings all week. We hear this constantly.

How we help: you talk to us by message, on your schedule. We only call if you ask us to.
Learn more: How we work →
90+ industries · takes about 60 seconds

Is my kind of business a fit?

Pop your industry, then a few quick bubbles about what you need. We'll come back with your funding options. No long form, no credit pull.

Your requestStep 1 of 6
Your answers land here as you pop.
Who you'll be talking to
Jim Blackburn, founder of Blackburn Business Capital

Hi, I'm Jim Blackburn.

We meet you where you are.

I've spent more than 20 years helping people get financed. I started Blackburn Business Capital because owners kept telling me the same thing: getting funded is slow, confusing, and full of salespeople.

So we made it a conversation. You message us, we understand your business, and we go find the money. A real person on my team follows up on every request.

20+years in banking & finance
100+lending partners
40 + D.C.states served
Jim Blackburn
Jim, Olga and Olivia Blackburn on a park bench
Jim, Olga and Olivia Blackburn volunteering at church
Jim and Olga Blackburn

This is my family. Olga and I got married one month after our third date, and 22 years later she is still my best decision. Our daughter Olivia is seven, and she keeps us both on our toes. When we're not working, you'll find us volunteering at our church.— Jim Blackburn

The people who will reach out

Say hi to the team

After you message us, one of us will get back to you. Now you know the faces behind the reply.

Jim Blackburn
FounderJim Blackburn

Jim reviews your business, lays out your funding options side by side, and stays with you until it funds.

Drew
Sales assistantDrew

"Hi, I'm Drew from Jim Blackburn's team."

Often the first voice you'll hear. Drew follows up on your request and books your time with Jim.

Alisha
AssistantAlisha

"Hi, this is Alisha with Jim's team."

Alisha may call or text to confirm your details and get your questions to Jim.

Call us
How it works

What happens after I message you?

  1. You send one message.Pick your app. The message is already written.
  2. We ask three quick questions.Type of business, years in business, how much you need.
  3. We check our lending partners.And explain your options in plain words.
  4. You decide.No pressure and no obligation.
Straight answers

Questions owners ask before they message us.

Will messaging you hurt my credit?
No. A message is just a conversation. Nothing is checked unless you decide to move forward and give permission.
My credit isn't great. Should I still ask?
Yes. Different lending partners look at different things. Ask, and we'll tell you honestly what may fit.
Are you a lender?
No. We're a broker that works with a network of lending partners to compare options for you.
Does it cost anything to ask?
No. Asking a question is free.
Do you only work in Florida?
No. We arrange business-purpose financing in 40 states + D.C. Tell us where your business is and we'll confirm.
Pricing and fees

So what does it cost?

Fair question. Here's the straight answer.

$0to find out your options. Asking costs nothing.
$0unless your loan closes and funds. No funding, no fee.
0%–15%is the typical range for business-purpose loans, depending on the loan type, amount and deal.
NegotiableAll of our fees are negotiable. You'll know the number before you sign anything.

That makes finding out completely risk-free. If we can't find you the right money, you don't pay us anything.

Rates and costs charged by the lending partner are separate and vary by lender, product and qualifications.

or

Found your situation? Message us.

Use the app you already use. One tap opens it with the message ready. Hit Send.

Rather talk? Call (954) 280-3922